New: Ledgr Cards now in 30 countries

New: Ledgr Cards now in 30 countries

Trusted by 4,000+ teams

Money movement, finally under control.

Invoices, cards and spend in one calm workspace. Get paid 2x faster and close the books in minutes.

4.9
from 2,400+ finance teams
Overview
7D30D90DLIVE
Available balance
$226,000
▲ 12.4% vs last month
Money in · Oct
+$70,000
14 invoices paid
Runway
19 months
at current burn
Cash · 12 weeks● AI forecast
AugSepOctNov →
Invoices
NNorthwind Co.INV-1001$12,400PAID
AAster LabsINV-1002$4,980VIEWED
HHelio FoodsINV-1004$8,720VIEWED
FFable StudioINV-1003$2,150SENT
Marketing81%
Engineering47%
Operations62%

POWERING FINANCE TEAMS AT

northwind

aster.

fable

helio

orbit

vantage.

kiln

paloma

quill

strata.

tessel

umbra

northwind

aster.

fable

helio

orbit

vantage.

kiln

paloma

quill

strata.

tessel

umbra

northwind

aster.

fable

helio

orbit

vantage.

kiln

paloma

quill

strata.

tessel

umbra

northwind

aster.

fable

helio

orbit

vantage.

kiln

paloma

quill

strata.

tessel

umbra

umbra

tessel.

strata

quill

paloma

kiln.

vantage

orbit

helio

fable.

aster

northwind

umbra

tessel.

strata

quill

paloma

kiln.

vantage

orbit

helio

fable.

aster

northwind

umbra

tessel.

strata

quill

paloma

kiln.

vantage

orbit

helio

fable.

aster

northwind

umbra

tessel.

strata

quill

paloma

kiln.

vantage

orbit

helio

fable.

aster

northwind

The problem

Finance shouldn’t feel this complicated.

Most small teams stitch money together from five tools and a spreadsheet. Scroll, or flip the switch, to see what changes when it lives in one place.

CardsExpensesInvoicesBankingSheetsledgrBefore
01
Too many tools
Cards, expenses, invoices and banking all live in different places.
Approve Q3 travel spend
Match 214 receipts
Reconcile bank feed
Export month-end report
6 days to close
Before
02
Too much manual work
Approvals, reconciliation and reporting still happen by hand.
Spend this quarter
$?,???,???
Before
03
Too little visibility
It’s hard to see where the money is going in real time.
Getting started

From sign-up to closed books in a month.

No consultants and no migration project. Here is what the first thirty days actually look like.

1
Day 1 · 2 minutes
Connect your money
Link banks, cards and payroll. Your history imports on its own, so the dashboard is full from the first minute.
Northbank BusinessCONNECTING…
Ridgeline CreditCONNECTING…
Harbor PayrollCONNECTING…
Importing history…
2
Day 1 · 5 minutes
Invite the people who spend
Everyone gets a space with their own budget, cards and approver. No training session needed.
MMayaDesign · own budget
JJamieMarketing · own budget
LLuisEngineering · own budget
SSarahFinance · own budget
3
Day 2
Write your rules once
Spending limits, receipt rules and approval tiers. Ledgr enforces them on every purchase and invoice.
Auto-approve under $500
Receipt required over $75
CFO signs off above $10,000
Draft policy
4
Day 30
Close the books in minutes
Everything is matched, coded and reconciled as it happens, so month-end stops being a project.
Transactions matched
Receipts collected
Categories coded
Report ready
Closing November…
The suite

A complete suite of money tools.

Start with one product and add the rest when you need it. Everything shares one ledger, one login and one calm workspace.

Payments
Accept every common payment method and settle the same day.
▤Annual plan$4,200.00
Pay with wallet ✓
Pay with card
Pay by bank
All major cardsMobile walletsBank transferACH debitSEPA debitTap to payAll major cardsMobile walletsBank transferACH debitSEPA debitTap to pay
Tap to paySEPA debitACH debitBank transferMobile walletsAll major cardsTap to paySEPA debitACH debitBank transferMobile walletsAll major cards
Bank transferACH debitSEPA debitTap to payAll major cardsMobile walletsBank transferACH debitSEPA debitTap to payAll major cardsMobile wallets
Cards
Virtual and metal cards with limits built in.
ledgr•••• 4410
ledgr•••• 8812
ledgr•••• 5566
Order your card →
MONTHLY LIMIT$4,960 / $8,000
Accounts
Local details in 40 currencies.
USDUS dollar$128,420.50
EUREuro$64,234.94
GBPPound$38,979.97
SGDSingapore dollar$21,628.54
Payouts
Pay anyone in 190 countries in seconds.
YOU SEND EXACTLY
10,000.00$ USD
⇅
RECIPIENT GETS
€9,214.00EUR
Live rate 1 USD = 0.9214 EUR · arrives in seconds
The Ledgr platform

One workspace. Every money movement.

Cards, invoices, approvals and cash flow, with full visibility across your financial operations.

Card controlsLIVE PREVIEW
Card spend · this month
$48,200↑ 8.1% vs last month
Active cards
126
Declined today
3
Explore the platform
Approvals

Spend rules that run themselves.

Set the policy once. Ledgr checks every request, so people only decide what truly needs a human.

INBOX · 7 WAITING
✦ LEDGR AI · REVIEWED IN 0.4SMARKETING · Q4 LAUNCH CAMPAIGN
Meta Ads
$1,240
Within Marketing budget
Vendor verified
Receipt attached
ROUTEPolicy ✓→Sarah
All checks passed. Approving issues the card and syncs to your books.
Cash flow

Know your runway before you need it.

Real balances, a forecast you can trust, and a way to test a decision before you make it. Try the hiring switch.

Cash today
$347k
after Nov close
Net burn
−$20k / mo
improving each month
Runway
17.4 months
at current burn
Forecast Feb
$312k
AI forecast · ±6%
━ CASH BALANCE╍ FORECAST▮ MONEY IN▮ MONEY OUT
$250k$350k$450k$550kFORECASTJunJulAugSepOctNovDecJanFeb
NOV
$347k
In +$66k
Out −$86k
Illustrative numbers. Move across the chart to inspect any month.
$2.4B
Processed
4,000+
Teams
99.99%
Uptime
11 min
Avg. close time
Global payouts

Finance without borders.

Pay vendors, issue cards and manage entities across countries and currencies from one account. Live rates, no hidden markup.

⇄USD → GBP$24,800· 2s
0
Countries
0
Currencies
0.0%
Uptime
Payouts todayLive
L
Lisbon studio
Sent · arrived in 2s
€12,400.00
L
London contractors
Sent · arrived in 4s
£8,920.50
T
Tokyo office
Sent · arrived in 3s
¥1,240,000
B
Bangalore team
Sent · arrived in 6s
₹680,000
A
Austin payroll
Sent · arrived in 1s
$46,300.00
S
Seoul partners
Sent · arrived in 5s
₩9,800,000
L
Lagos vendors
Sent · arrived in 3s
₦4,200,000
S
São Paulo agency
Sent · arrived in 2s
R$21,300.00
L
Lisbon studio
Sent · arrived in 2s
€12,400.00
L
London contractors
Sent · arrived in 4s
£8,920.50
T
Tokyo office
Sent · arrived in 3s
¥1,240,000
B
Bangalore team
Sent · arrived in 6s
₹680,000
A
Austin payroll
Sent · arrived in 1s
$46,300.00
S
Seoul partners
Sent · arrived in 5s
₩9,800,000
L
Lagos vendors
Sent · arrived in 3s
₦4,200,000
S
São Paulo agency
Sent · arrived in 2s
R$21,300.00
Connected finance

Your finance tools, finally working together.

Connect the software your team already uses and bring every money workflow into one place.

Accounting
QuickBooks
Two-way sync of bills, invoices and categories.
Accounting
Xero
Push reconciled transactions every night.
Payments
Stripe
Match payouts to invoices automatically.
Collaboration
Slack
Approve spend without leaving the thread.
Productivity
Google Workspace
Single sign-on and receipt capture from Gmail.
CRM
HubSpot
Invoice from a closed deal in one click.
Commerce
Shopify
Sales and fees land straight in your books.
ERP
NetSuite
Journal entries for teams that outgrow spreadsheets.
Customers

Teams that stopped chasing money.

Real workflows, real numbers. Swipe through how finance teams run on Ledgr.

−62%
late payments
northwind

“We went from chasing invoices on Fridays to not thinking about them at all. Late payments dropped by more than half in the first quarter.”

MMaya OkaforCFO, northwind
11 min
to close the month
aster.

“Per-merchant limits on cards ended our expense-report ritual. Everything is categorised before I even look at it.”

DDaniel ReyesHead of Operations, aster
9 days
faster to get paid
fable

“I run a four-person studio. Ledgr feels like having a finance team that never goes on holiday.”

PPriya NairFounder, fable
4×
faster approvals
kiln.

“Approvals used to live in Slack threads nobody could find. Now every request carries its own checks and we decide in seconds.”

TTomás VidalVP Finance, kiln
$38k
saved each year
paloma

“We replaced five subscriptions with one workspace and our accountant stopped asking for exports. That alone paid for it.”

LLena FischerCOO, paloma
Security

Five layers between your money and everyone else.

Every request passes each layer in order. Watch a normal one go all the way through, and a suspicious one get stopped at the second.

01
02
03
04
05
REQUEST IN FLIGHT…
Encrypted in transitTLS 1.3 on every connection…
Edge firewallBots and abuse stopped at the door…
IdentitySSO, MFA and device trust…
PermissionsRole-based, least privilege…
The vaultEncrypted at rest, fully audit-logged…
AUDIT LOG · LIVE
✓SOC 2 Type II✓ISO 27001✓GDPR✓PCI DSS

Pricing

Simple plans. No surprises.

Per seat, billed monthly or yearly. Cancel whenever.

Starter
$0
per seat / month
For freelancers getting paid.
Start free
Unlimited invoices
1 virtual card
Basic reports
Email support
GrowthMOST POPULAR
$29
per seat / month
For small teams that spend.
Start trial
Everything in Starter
Unlimited virtual cards
Approvals and policies
Accounting sync
Scale
$79
per seat / month
For finance teams at speed.
Start trial
Everything in Growth
Physical metal cards
Custom roles and SSO
Priority support

Compare all features

Ask Ledgr

Questions? Ask away.

Pick a question or type your own. Answers come straight from how Ledgr actually works.

POPULAR QUESTIONS
How long does setup take?
LEDGR · GETTING STARTED
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